Frequently asked questions

No. Consultations are free — by phone, WhatsApp, video call or in person. Our AI assistant handles first response instantly, any time, in your language, then hands you to a specialist advisor.

We are a project-led advisory. Rather than running a listings portal, we curate developer projects — primarily off-plan — and advise on the right investment for your objectives, then source the specific unit for you.

Over 100 communities across Dubai — from waterfront addresses like Dubai Marina, Emaar Beachfront, JBR, Palm Jumeirah and Maritime City, to Downtown, Business Bay and DIFC, family communities such as Arabian Ranches and Dubai Hills Estate, and emerging hubs including Dubai South, Port Rashid, Dubai Islands and DLRC.

Our advisors work in English, and our AI assistant handles over 100 languages around the clock — so your first response is always in your own language, at any hour.

We pair specialist advisors with an AI-powered platform that answers instantly, qualifies enquiries and routes them to the right specialist 24/7 — wrapped in a complete ecosystem covering mortgage, banking, legal, company setup, visas and holiday homes.

Off-plan means buying a property before it is completed — at pre-launch or during construction. Launch prices are often 20–30% below comparable ready stock, and payment is spread across a construction-linked plan rather than paid up front.

Down payments are typically 10–20% of the property value, followed by construction-linked instalments. Many projects also offer post-handover plans where instalments continue after you receive the keys.

Yes. Dubai's escrow law (Law No. 8 of 2007) ring-fences buyer funds in a regulated escrow account. Money is released to the developer only against verified construction milestones.

Off-plan is simpler than a secondary purchase: the transaction completes immediately on payment of the booking amount, the DLD fee is 4% (developers frequently run promotions where this is waived), and the developer admin fee is variable but typically under AED 5,000.

On the secondary market, budget roughly 5–8% on top of the purchase price: 4% DLD transfer fee plus AED 580 admin, property registration, 2% agency fee plus VAT, conveyancing of AED 5,000–10,000, and mortgage costs if financed.

On the secondary market: 1–4 weeks for a cash buyer and cash seller, around 6 weeks if the buyer is financed, and around 8 weeks if both sides are financed. Off-plan completes immediately on payment of the booking amount.

Buying builds equity, hedges against rent inflation and supports Golden Visa eligibility. Renting suits shorter horizons where flexibility and lower upfront cost matter more. We will model both against your actual plans.

Dubai investment properties currently yield around 6–9% gross on long-term lets, and 8–12%+ on licensed short-term lets in prime tourist areas.

Ejari is the mandatory registration of your tenancy contract with RERA. It is required for utilities, visas and dispute resolution. We handle registration as part of our leasing service.

Yes — with a larger deposit, typically 25–50%, at selected banks. Non-resident loan-to-value is usually in the 50–75% range depending on the bank and your nationality.

Yes — typically after 30–50% of construction is complete, with certain banks on construction-linked terms. Loan-to-value can reach around 70%, though this varies bank to bank. Many buyers use the developer payment plan instead.

Passport or Emirates ID, proof of income (salary certificate or audited accounts), bank statements — usually six months — and details of any existing liabilities. Requirements differ case to case.

For properties under AED 5M: UAE nationals up to 85%, resident expats up to 80%, non-residents typically 50–75%. Above AED 5M the limits step down. Your total monthly obligations are also capped at 50% of income under the Debt Burden Ratio rule.

Around 60 days. We strongly recommend securing pre-approval before you make an offer — it strengthens your negotiating position and removes financing risk from the deal.

No. The AED 2,000,000 threshold can be met across multiple qualifying properties.

No. You can apply for your Golden Visa once you have paid 20% of the property value plus the 4% DLD registration fee — 24% in total.

Yes. Qualifying off-plan investments from approved developers count toward the AED 2M threshold.

Yes. Financed properties from approved banks can qualify, subject to the rules in force at the time of application.

Yes. A Golden Visa holder can sponsor up to 10 family members — spouse, children and parents — plus unlimited domestic staff.

Ten-year renewable residency with no employer or sponsor required, direct access to 24/7 emergency support, 30-minute electronic return documents for lost passports, inclusion in national emergency extraction plans through UAE embassies worldwide, and you can stay outside the UAE without the visa lapsing.

Personal resident accounts can open within days. Corporate accounts typically take 2–8 weeks because of compliance and KYC requirements.

Yes — a non-resident account, usually savings only, with higher minimum balances while your residence visa is processed.

We match you to the right bank by business activity and profile from our partner panel, rather than pushing a single provider.

No — but it is recommended if you need a Power of Attorney or for complex deals. Off-plan purchases are quite straightforward, and standard ready resales are handled through conveyancing.

Yes, if you own UAE assets and want certainty over inheritance. A DIFC Will or ADGM Will is the standard route for expats, and directs how your UAE assets pass rather than defaulting to Sharia distribution.

Yes. A notarised Power of Attorney lets you buy, sell or manage property remotely, and we coordinate the whole process with our legal partners.

Yes — via a suitable onshore or approved offshore structure, for example a JAFZA offshore company for freehold in designated areas.

Yes. Most licenses include investor or partner visa allocations as well as employee visas.

Free zone gives you tax efficiency and a faster setup. Mainland lets you trade anywhere in the UAE and with government. We advise as per your activity — costs and timelines depend on the licensed activity.

UAE corporate tax is 9% on taxable profits above AED 375,000, and 0% below. VAT is 5%. Free zones may retain 0% corporate tax on qualifying income, subject to conditions.

Yes — but only with a DET Holiday Home permit. Informal short-letting is not permitted.

No. A licensed operator can handle listings, guests, cleaning and compliance under a management agreement.

Short-term can yield more in tourist areas — around 8–12%+ gross versus 6–9% for long-let — but it is more hands-on and occupancy varies. We model both for your specific unit before you decide.